 |
| Credit Crunch Bank Reviews |
| One unfortunate consequence of the credit crunch is the new style “Bank Reviews” that business customers are starting to experience from a number of banks. |
 |
| » Read more news |
 |
| Take Advantage Of Interest Rate Cuts |
| With the Bank of England cutting rates to levels not seen before it is tempting to sit still and enjoy low payments in this difficult marketplace. |
|
| » Read more news |
 |
|
|
 |
| Owner Occupier Finance |
| |
Commercial mortgages can also be availed by business owners on the lookout for finance for business needs. It is very easy to avail finance at flexible rates and loan terms. The types of property that owner occupier can make use of are offices, shops, industrial units, warehouses, factories, garages, farms, garden centres and most other freehold commercial properties.
Opting for equity release for business investment can also prove to be beneficial in the following ways:
- Get attractive rates
- Repayment up to 30 years
- Free quote with no obligation.
- Beat the crunch – Work with the best people to find the most lucrative deal for you.
- Borrow £ 25k to £ 50 m
- Fast and efficient DIP
- Upto 100 % with suitable security
|
|
|
|
Business owners possessing existing commercial property looking forward to expand and buy a new business property can use their existing equity towards the purchase of any new property.
There are many other advantages that you stand to benefit from by opting for occupier mortgage:
- Financing any of the business needs.
- Loan terms from 15 to 30 years.
- Interest – Only upto 30 years.
Commercial Mortgages are available at attractive rates and flexible loan terms for business owners looking to buy or to refinance commercial property.
The types of property suitable for an “Owner Occupier” Commercial Mortgage are Offices, Shops, Industrial Units, Warehouses, Factories, Garages, Farms, Garden Centres and most other freehold commercial properties.
Existing tenants who are able to buy their own premises are very attractive to lenders with the full rental income used to demonstrate the ability to service the mortgage.
Business owners with existing commercial property who want to expand and buy a new business property are able to use their existing equity towards the purchase of the new property.
Some business owners prefer to keep commercial mortgages separate from their business banking arrangements and there are “stand alone” mortgages available for business premises.
It is also possible for the business owner to buy the property in their own name or an investment vehicle of their choice and to put a lease in place with their trading business especially if it is a limited company for additional protection of assets.
Self Invested Personal Pension Schemes can be used to buy the business with commercial mortgages to maximise the tax benefits or to unlock cash within a pension scheme.
Equity release for business investment is available.
Loan size - £100 000 - £ 50 million
Loan to Value - Up to 75% or Up to 100% with additional security.
Term - Up to 30 years
Interest Only, and Capital and Interest.
Interest Rate - BOE Base Rate, Libor, Fixed or Swap rate facilities.
Borrower - Individuals, Partnership, Limited Liability Partnership, Limited Company, Offshore Company and Self Invested Personal Pension Schemes. |
| |
|
| |
|
 |
|
Home
